Radically simple
currency conversions,
any fiat pair, any stablecoin, any blockchain.

Mid-market FX. T+0 settlement. Spin up new corridors and enter new markets effortlessly.

Talk to us →

Built for volume. Tuned for speed.

One execution layer. Interbank pricing, global reach, and uptime that holds under load.

Volume

$1B +

Transactions settled.

USD
USDT
PHP
Reach

150 +

Countries and corridors supported end-to-end.

Reliability

99.9 %

Uptime SLA, measured against every payment rail.

Uptime 99.97%
0.03%

Quote to cleared,
in minutes.

Quote, execute, settle. By API, dashboard, or chat. The router picks the cheapest, fastest rail for every pair. Interbank pricing, 24/7/365.

Step 01

Quote

USD → USDT at mid-market

Quoted
Step 02

Route

Pick fastest, lowest-cost rail per trade

Routed
Rail

SWIFT

Correspondent banking

Executed
Rail

Stablecoin

On-chain stablecoin rail

Executed
Rail

RTP

Real-time payments

Executed
Step 03

Settle

USDT delivered

Settled

Purpose built for digital businesses
in the global economy.

From seed-stage startups to public marketplaces, one layer, infinite routes.

Bank wire 2–3d
HopNow Minutes
Settles in minutes
Corporate Treasury · FX Risk

Hedge FX. Execute at mid-market.

Manage your FX margins at scale. Convert your revenue to your functional currency.

Global FX desk 24/7/365
DubaiAED
ManilaPHP
Spread · < 15 bps
Remittance Operators

Wholesale FX. Local settlement.

Interbank pricing on the majors and the long tail, delivered into the rail your recipient already uses.

Typical EM · < 15 bps Majors · < 5 bps
Marketplace one API
USD
EUR
GBP
JPY
BRL
SGD
E-commerce · Marketplaces

Accept everywhere. Pay out same-day.

Marketplace sellers get paid in the currency they want, fast.

Seller payout · T+0
JM Juan M. MXN
SN Sofia N. EUR
LT Linh T. VND
CW Chen W. SGD
Pay run 1:42 all cleared
Payroll · Contractors

Pay your team, in their currency.

Hire anywhere. Pay anywhere. Save money on your payroll with no hidden fees on FX conversions.

120+ payout corridors

Global coverage,
on demand.

35+ live currencies and new corridors shipping every month.

Americas
USD CAD MXN BRL CLP COP PEN
Europe
EUR GBP CHF NOK SEK DKK PLN CZK HUF ILS TRY
Asia Pacific
JPY AUD NZD SGD HKD KRW TWD IDR PHP MYR THB VND
Africa
ZAR GHS KES
Middle East
AED SAR QAR
Stablecoins
USDC USDT EURC

Built for the
people who ship.

  • Clean, well-documented APIs. Most teams ship their first live payment in under a week.
  • 24/7 engineering support. Direct access to our engineers through a dedicated Slack channel, around the clock.
  • Full-fidelity sandbox. Test every corridor under production-realistic conditions before moving real funds.
  • Enterprise reliability. 99.9% uptime SLA, measured against every payment rail.
Read the docs →
apis.hopnow.io·POST /v1/auth/sign
→ 200 OK · 42ms 
// Construct a signed request to HopNow v1
const crypto = require('crypto');

function sign(method, url, timestamp, body, secret) {
  const payload = `${method.toUpperCase()}${url}${timestamp}${body}`;
  return crypto
    .createHmac('sha256', secret)
    .update(payload)
    .digest('hex');
}

// Example, create a new funding account
const signature = sign(
  'POST',
  'https://apis.hopnow.io/v1/customers/cus_123/accounts',
  '1760640000',
  '{"name":"Trading Account"}',
  process.env.HOP_SECRET
);

Bring us your
toughest corridor.

Talk to us about your corridors, your volumes, and whatever else is keeping your CFO up at night.

Talk to us →

Legal Disclaimer

Hop Innovations Inc. and its affiliates ("Hop", "we", "us") is a private firm that deals exclusively on its own behalf and with its own capital. When you transact with Hop, you transact with a principal: Hop is the counterparty to the trade, not an intermediary. Hop is not a broker, a dealer, an agent, a fiduciary, or an exchange, and nothing on this website or in any communication from Hop or its personnel is intended to create a customer relationship, an advisory relationship, or to constitute the offer of any regulated financial service.

Where this website uses expressions such as "liquidity," "quoting," "execution," or "settlement," those expressions describe Hop's private activity as a principal counterparty. They are not references to any activity that is regulated, licensed, registered, or supervised under the rules of any financial regulator or self-regulatory organization.

Any product or service referenced on this site that is subject to financial regulation, including without limitation money transmission, electronic money or stored value, payment initiation, foreign exchange settlement, custody of digital assets, trading of digital assets, and the issuance or redemption of stablecoins, is made available through third-party partners that hold the relevant licenses, registrations, or authorizations in the jurisdictions in which those services are offered. The availability of any given product, corridor, asset, or counterparty depends on each partner's own onboarding, eligibility, and compliance requirements, and is subject to change without notice.

Hop is not a bank. Hop does not take deposits, hold client money in its own name, or provide custody of client assets. Counterparties that transact with Hop do not receive the protections that attach to regulated financial institutions, including coverage by the FDIC, the SIPC, or any equivalent statutory compensation, insurance, or ombudsman scheme in any jurisdiction. To the extent that balances or assets are held by a partner institution, they are governed by the protections and limitations of that institution's own regulatory regime, which may be materially different from the protections associated with a depository account.

The trading of foreign currencies and digital assets carries a high risk of loss, including the risk of losing the full amount transacted, and may not be appropriate for every party. Hop makes no representation or warranty, express or implied, as to market behavior, the accuracy of any displayed rate, or the timing, probability, or final economic result of any transaction. Historical settlement speeds, spreads, and other performance figures are illustrative only and are not a prediction of future results.

The content of this website is provided for general informational purposes. It does not constitute an offer, solicitation, invitation, or recommendation to buy, sell, hold, or trade any asset, currency, or financial instrument. This website is not directed at, and its contents are not intended for use by, any person or entity located in any jurisdiction where such directing or use would be contrary to applicable law or regulation. Access to specific products and services is further subject to geographic restrictions and Hop's internal compliance controls, which include sanctions screening, know-your-customer checks, and source-of-funds review.

Questions about this notice can be directed to legal@hopnow.io.